Sipping cocktails on a tropical beach, enjoying a round of golf at the club or simply enjoying more time with your loved ones are some of the benefits people expect to enjoy once they retire. Often times, it is these expectations of a better future that give us the strength to continue to pull through the daily grind.
However, this is becoming an increasingly difficult dream to achieve. It seems like back in the 80s, one could easily retire from a “regular” job at 55-60 and enjoy a substantial enough government pension to never have to worry about working again. (This was at least the case with my grandfather)