As IBM announced its “Blockchain” based solution — World Wire, an international payments solution based on Stellar, a few thousand people groaned in disappointment. You see, Stellar is not a Blockchain, it is a Decentralized Ledger Technology (DLT). In simple terms, if the transactions are not put in “Blocks”, it is not a Blockchain.
Maybe the guys at IBM overlooked this small detail while coming out with an intermediary-centric solution “based on trust”. Take a look at the introductory video and try to count the number of times Trust and Centralization rear their heads.